What does Valentines Day mean to you? For some, it is a day to celebrate love. For majority of us, Valentines Day is another reminder that overpriced gifts and large gestures of love are a thing of the past. While some couples still enjoy the traditional gifts like chocolates and flowers. Most couples see this day as a chance give each other the most valuable gift of all - a financial plan. Esther Crain from Forbes.com explains how most couples are choosing to skip the chocolates for financial plans that will lead them towards brighter financial future.